In a world that is so connected by technology, it's getting more and more difficult to protect yourself from scammers. 51% of people bank online, which means that for the most past, every last penny to their name is protected by a simple username and an 8-character long password. While it’s an age of convenience, it’s also an age of scam artists who are looking to make a quick buck (or thousands) from people like you and me.
In 2018, these are the types of fraudulent practices that can make their way to you and your finances very quickly. If you want to be prepared and protected, we urge you to read on.
Computer Scams. These are perhaps some of the most abrasive forms of scams. They come in many different ways; emails, “software updates,” phony congratulatory pop-ups, the list can go on and on. Always make sure to check the source of your emails and never send money over the internet if you can help it! If you’ve got a camera on your computer, then you’re at risk for being watched as well. Be sure to cover it up for your protection.
Internal Revenue Service Scams. A.K.A. the IRS. The IRS is a trusted government agency that is responsible for collecting all taxes from citizens. In other words, every single individual records vital and sensitive personal information with the IRS. Unfortunately, people will pose as employees of the IRS in an effort to gain access to your personal information. Recently, scammers got more creative and asked law-abiding citizens to purchase $500 worth of iTunes cards. If anyone calls you and asks you to buy $500 worth of iTunes music, hang up and call 911!
Credit Card Scams. Sadly, this one is rather common and quite easy to be scammed with for anyone who owns a credit card. The good news is that the process of this scam is rather easy to spot; if anyone calls you and claims to be from the credit card company that you use, they will most likely ask for your full name, address, and Social Security number. If that happens, be sure to call hang up immediately. You can call the number on the back of your card or the number on an official credit card statement.
Sheriff Imposters. Sometimes, scammers will pose a sheriff and request money owed to the county or city. If this happens, rather than giving them money over the phone, make your way to the sheriff’s office and have the conversation in person rather than over the phone.
If you have loved ones on Facebook, be sure to share this story with them. Many people fall victims to fraud and scams every day but with some advice, they might not fall into tricks or scammers.